Home Loans

Home ownership is one of the biggest decisions to make in life.  Whether you are a first time homebuyer, building a new home, relocating to our area or using the equity you have earned, we want to help you simplify the decision making process on knowing what type of loan is right for you. 

Whether you're buying a new home or refinancing the home you’ve loved for years, we offer a wide range of mortgage loans to meet your needs. Our friendly, experienced loan officers will guide you through the home mortgage process from start to finish.

With Bank of York, much of the decision making and processing occurs locally. This personalized service comes from people you know and trust and typically gives you faster results. We look forward to discussing your needs and ideas for your home.

Home equity is the difference between the value of your home and the amount you currently owe on any  existing mortgage.  With a Home Equity Line you can tap into your home's equity and borrow money against that value.  You are approved for a specific amount of credit that you may borrow at any time.

Having trouble finding a new home? Or maybe you’d like to build a second home on Lake Wylie? Let Bank of York help you through the construction loan process. We offer a convenient loan for building your home and then provide options for permanent financing.