Personal Savings Account
Bank of York makes it easy to start saving money with our Personal Savings account. Low minimum balance requirements make our Personal Savings account easy to maintain while encouraging saving. Simply keep more than $100 in your Personal Savings account every month to avoid a monthly maintenance fee. Until your account reaches $500, withdrawals carry a nominal fee, encouraging you to grow your account and avoid unnecessary spending.
Money Market Deposit Account
If you want to earn more interest on your funds without sacrificing access to your daily balance, a Money Market Deposit Account could be right for you. Bank of York offers Money Market Deposit Accounts to customers who need to deduct funds fewer than six times per month.
For low volume accounts with balances above $1,000, our Money Market Deposit Account offers the best of both worlds.
Money Market Checking Features:
- Debit card available
- $1,000 minimum balance to avoid maintenance fee of $10
- Unlimited transfers or withdrawals in person, at ATM's or by mail
- More than 6 withdrawals or transfers of any other type, including telephone, internet banking, or preauthorized transfers per monthly statement cycle are excess debits
- Excess debit fee of $6 per excess debit item
Premium Money Market Deposit Account
Bank of York rewards customers with larger balances with our Premium Money Market Deposit Account. Customers can earn competitive rates on larger balances without sacrificing liquidity. With up to six withdrawals or transfers per month, Premium Money Market Deposit Account holders can save funds for major purchases or emergency expenses while earning some of the highest interest rates we offer.
Bank of York Premium Money Market Deposit Accounts earn interest based on the minimum monthly balance in one of three tiers:
- Tier I $25,000 and up
- Tier II $10,000 - $24,999
- Tier III $0 - $9,999
Premium Money Market Deposit Accounts Features:
- Debit card available
- $10,000 minimum balance to avoid maintenance fee of $20
- Unlimited transfers or withdrawals in person, at ATM's or by mail
- More than 6 withdrawals or transfers of any other type, including telephone, internet banking, or preauthorized transfers per monthly statement cycle are excess debits
- Excess debit fee of $6 per excess debit item
Certificates of Deposit
Want a low risk option when trying to earn interest? How about a NO risk option? A Certificate of Deposit could be a great way to grow your money risk free. A CD offers a fixed rate at a fixed term and generally earns higher rates than a savings or money market account. Minimum balance requirements and an early withdrawal penalty may apply. Accounts automatically renew at maturity. If you are ready to start earning interest, give us a call today.
